Corcoran Smith Financial is a trusted Southland-based mortgage, insurance, and KiwiSaver advisory firm, co-owned and operated by Sam Corcoran and Torrone Smith. Together, they bring decades of combined experience in financial services, property, and risk management, helping individuals, families, and businesses across Gore, Invercargill, and Southland make informed financial decisions.
Sam and Torrone also co-own Osborne Property Management, a Gore-based property management company founded in 2024, reflecting their commitment to supporting local property owners and small businesses in the region.



Sam Corcoran is a qualified mortgage, insurance, and KiwiSaver adviser with in-depth knowledge of the life and risk insurance market, as well as mortgage and KiwiSaver providers across New Zealand.
As co-owner of Corcoran Smith Financial, Sam has spent the past five years helping clients across Gore, Invercargill, and Southland navigate lending, insurance, and investment decisions with clarity and confidence.
In 2025, he was named New Zealand Regional Insurance Adviser of the Year at the Kiwi Adviser Network Awards, recognising his expertise and commitment to client outcomes. Corcoran Smith Financial was also ranked number 26 in the Top 100 Mortgage Brokerages in New Zealand in 2024 - reflecting the strength of the business and the results achieved for clients.
Sam is known for his practical, down-to-earth approach and ability to simplify complex financial information, ensuring clients feel informed and supported at every stage. Whether working with first-home buyers, property investors, or business owners, he focuses on delivering tailored solutions that align with long-term financial goals.
A born-and-bred Southlander, Sam returned to the region after ten years overseas and is a passionate advocate for small businesses and supporting local services wherever possible. Outside of work, he enjoys renovating, spending time with friends and family, and walking Oreti Beach with his dog.
Torrone Smith is an experienced mortgage, insurance, and KiwiSaver adviser who brings practical business insight, financial expertise, and strong community connection to every client relationship.
With a background in financial services and the property sector, he helps clients make confident, well-informed decisions - whether purchasing their first home, expanding an investment portfolio, or restructuring lending for long-term success.
Known for his approachable, calm style and analytical expertise, Torrone ensures clients in Gore, Invercargill, and across Southland feel supported and informed throughout their financial journey.
He has extensive experience with personal and business clients, honing negotiation skills and the ability to navigate complex financial transactions with clarity and confidence.
Beyond advisory work, Torrone is deeply involved in the community, serving as a Justice of the Peace, an elected Gore District Councillor, and contributing to local school governance through Board of Trustees roles.
See for yourself why our customers love what we do.
Whether it’s for your KiwiSaver Investment, personal or business insurance, or your home loan, contact us today for a chat about how we can help you.
