Trusted Advice From Financial Advisers

Corcoran Smith Financial is a trusted Southland-based mortgage, insurance, and KiwiSaver advisory firm, co-owned and operated by Sam Corcoran and Torrone Smith. Together, they bring decades of combined experience in financial services, property, and risk management, helping individuals, families, and businesses across Gore, Invercargill, and Southland make informed financial decisions.

Sam and Torrone also co-own Osborne Property Management, a Gore-based property management company founded in 2024, reflecting their commitment to supporting local property owners and small businesses in the region.

Secure Your Financial Wellness With Queenstown’s Experienced Financial Advisers

Meet Our Financial Advisers

Sam Corcoran
Torrone Smith
Mortgage, Insurance & KiwiSaver Adviser
Mortgage, Insurance & KiwiSaver Adviser

Sam Corcoran is a qualified mortgage, insurance, and KiwiSaver adviser with in-depth knowledge of the life and risk insurance market, as well as mortgage and KiwiSaver providers across New Zealand.

As co-owner of Corcoran Smith Financial, Sam has spent the past five years helping clients across Gore, Invercargill, and Southland navigate lending, insurance, and investment decisions with clarity and confidence.

In 2025, he was named New Zealand Regional Insurance Adviser of the Year at the Kiwi Adviser Network Awards, recognising his expertise and commitment to client outcomes. Corcoran Smith Financial was also ranked number 26 in the Top 100 Mortgage Brokerages in New Zealand in 2024 - reflecting the strength of the business and the results achieved for clients.

Sam is known for his practical, down-to-earth approach and ability to simplify complex financial information, ensuring clients feel informed and supported at every stage. Whether working with first-home buyers, property investors, or business owners, he focuses on delivering tailored solutions that align with long-term financial goals.

A born-and-bred Southlander, Sam returned to the region after ten years overseas and is a passionate advocate for small businesses and supporting local services wherever possible. Outside of work, he enjoys renovating, spending time with friends and family, and walking Oreti Beach with his dog.

Torrone Smith is an experienced mortgage, insurance, and KiwiSaver adviser who brings practical business insight, financial expertise, and strong community connection to every client relationship.

With a background in financial services and the property sector, he helps clients make confident, well-informed decisions - whether purchasing their first home, expanding an investment portfolio, or restructuring lending for long-term success.

Known for his approachable, calm style and analytical expertise, Torrone ensures clients in Gore, Invercargill, and across Southland feel supported and informed throughout their financial journey.

He has extensive experience with personal and business clients, honing negotiation skills and the ability to navigate complex financial transactions with clarity and confidence.

Beyond advisory work, Torrone is deeply involved in the community, serving as a Justice of the Peace, an elected Gore District Councillor, and contributing to local school governance through Board of Trustees roles. 

Customer testimonials

See for yourself why our customers love what we do.

"I would like to thank and recommend Torrone for his miraculous work in supporting me throughout the time it took to finally accomplish my goal. Rating 5 would still be only scratching the service and rapport building he has engaged in on my behalf. Many thanks and blessings to you Torrone for this."

M Horo-Kiriwera

"I have worked with both Torrone (Mortgage) and Sam (Insurance) on multiple occasions and have been very impressed with their services. They are efficient, good communicators and are very personable to work with. I couldn't recommend them highly enough. I look forward to watching their business prosper into the future. Regards, Hadley van Schaik."

H van Schaik

"I would highly recommend Torrone, goes the extra mile to advise you of options available that no other broker has done for us before. Kept in touch to make sure all third parties had made contact etc. Great Service!!! Thanks Torrone"

J Black

"A great team to deal with. They have everything covered. Helpful, honest, fantastic communication and they get things done. Highly recommend talking to Torrone or Sam, experts in their fields."

K Findley

"I highly recommend Sam. He’s super honest, answered all our questions really quickly and got us exactly what we needed! Thanks, Sam."

R Wolfin-Brash

"Torrone made getting a mortgage easy and Sam did great on our insurance. I would recommend Corcoran Smith to everyone, we are very grateful to both Torrone and Sam."

J & D Hamlin

"Good knowledgeable man, easy to talk with and not one of those forceful insurance agents, really helped us, so thanks Sam."

G Cleland

"Would highly recommend Torrone! From the very first meeting his communication skills were above and beyond and his vast knowledge of finance shows!"

P Goodwin

"Torrone was amazing to deal with - great communication and knowledge. The whole experience was easy and stress-free. I highly recommend Corcoran Smith."

A Horne

"I would definitely recommend Torrone and Sam for Financial and Insurance brokering, both of them went above and beyond with their help and service."

H Norton

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Get in Touch and Let’s Discuss Your Financial Needs

Whether it’s for your KiwiSaver Investment, personal or business insurance, or your home loan, contact us today for a chat about how we can help you.

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